Innovationen im Fintech-Kurs - Universität von Michigan

Explore the fintech revolution transforming the financial industry and consider the challenges of disruptive financial technology.

Discover the future of fintech, from cryptocurrency to payment technology

The financial industry is rapidly changing thanks to the implementation of new technology. This ExpertTrack allows you to explore the gamut of financial technologies and learn how you can use and adapt them in your career.

Learn how fintech is revolutionizing business

Fintech is the emerging financial-service sector of the 21st century. While finance has traditionally been at the forefront of technological innovation, today information technology firms and professionals are leading the way for innovation in financial technology.

You’ll consider innovations in payment technology, explore and critique blockchain, Bitcoin, and cryptocurrency. You’ll also learn how technology and crowdfunding are changing how organizations raise capital and discover how technology is being used for ‘smart’ investing.

Unlock the future of payment technology

How do back-end innovations such as tokenization, mobile money, and new payment infrastructure power digital wallets and mobile wallets? This ExpertTrack will teach you how new payment technologies are changing how consumer-to-business (C2B), consumer-to-consumer (C2C), and business-to-business (B2B) payments work.

Blockchain explained: Explore the rise and fall of Bitcoin

If you want to understand Bitcoin, you need to understand blockchain technology – the power behind the world’s most famous cryptocurrency. What are the strengths and weaknesses of using these cryptocurrencies for payment? And how will this new, transformative technology change the world? You’ll uncover the technology that underpins blockchain and review its key concepts, such as decentralization and consensus algorithms.

Discover the challenges of disruptive capital-raising technology

Tech is changing how consumers and businesses raise capital. You’ll learn about the evolution of crowdfunding, disruptive technology in credit scoring, and raising capital through tokenization. You’ll also decipher how to differentiate between crypto-based capital-raising models to power your knowledge of investments and options for your business.

Understand smart investing

AI is transforming investment technology and online wealth management. As human-based, data-driven investing strategies are replaced by neural networks, there have never been so many ways to invest and manage your (or your clients’) wealth online. This ExpertTrack will show you how robo-advisors and machine learning work – and why they’re so successful.

Key skills you will learn

• Legacy payments
• Blockchain technology
• Credit scoring
• Smart investing
• Fintech
• Wealth management
• Investment
• Finance
• Cryptocurrencies

ExpertTrack course overview

• Cryptocurrency and Blockchain Technology Explained Will blockchain change the world? Explore blockchain technology and the cryptocurrency market with the University of Michigan.
• Innovations in Investment Technology: Artificial Intelligence Learn how artificial intelligence is transforming investment technology with this online course from the University of Michigan.
• Raising Capital: Credit Tech, Coin Offerings, and Crowdfunding Learn how technology is transforming raising capital for business with the University of Michigan's innovative financing course.
• The Future of Payment Technology Explore current and future payment technologies and develop your own innovative payment solutions with the University of Michigan.

How ExpertTracks work

Join an ExpertTrack to master new skills in your chosen specialist area. Work through a series of topic-focused courses at your own pace, and pass the final assessment to earn a digital certificate award that proves your expertise.

Who will you learn with?

World-class learning with

University of Michigan

As the #1 public research university in the United States, U-M has been a leader in research, learning, and teaching for more than 200 years, with 102 Grad programs in the top 10 — U.S. News & World Report (2019).

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• Complete online assessments to test your knowledge and prove your skills
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The power of social learning: an effective way to learn

FutureLearn offers you a powerful new way to learn online. Every course has been designed according to principles of effective learning, through storytelling, discussion, visible learning, and using community support to celebrate progress.

Learning through storytelling

Each partner university has designed a complete learning experience, presented by leading academics in their field. Rather than broadcast long classroom lectures, ideas are introduced via high-quality videos and articles. You can then discuss what you’ve learned, testing your new knowledge with interactive quizzes that offer helpful responses and the opportunity to try again if an answer is wrong. Every course tells a story, step by step, with challenges and helpful tips along the way, to test and build your understanding.

Discussion for learning

We learn best when we share and debate ideas with fellow learners, to understand their different experiences and perspectives and to fill the gaps in our own knowledge. But not everyone likes being social, so rather than sending our learners off to separate discussion forums, you can add your comments alongside the content.

You can start by reading what other people have to say about the topic, and then join in when you’re ready. If you particularly like a comment, you can choose to follow its author so that you can easily find the people and comments that are of the most interest to you.

We’ll be building on these concepts of ‘discussion in context’ and ‘following’ over the coming months so that social learning feels less like a forced conversation and more like a chat with friends about your ideas and what you’ve learned.

Visible learning

One way to enhance learning is to make the process visible so that you know what is coming next, where you are in the course and how far you have come. The To-Do list gives you an overview of the course, showing the activities for each week, and keeping a record of what you’ve completed.

The profile page provides a summary of your own activity, including your courses and any comments you have made. We shall be extending these with further signposts for the course and indications of your progress.

Community-supported learning

An intensive tutoring model can’t work for massive-scale free courses, so we need to offer online support without a large network of tutors. The solution is to harness the power of the community, where learners can make immediate use of their newly acquired skills by sharing their knowledge with their peers.

Following other learners is part of a powerful system we are building that will allow you to acknowledge good contributions and promote people who offer helpful advice, and to develop your own reputation. In this way, success comes not just from passing an assignment and completing a course, but also from making a contribution to the FutureLearn community.

Massive-scale social learning

All these approaches need to work with huge numbers of learners so that comments don’t just flash past, and reputations can be built over time. That’s why we decided to create a new massive-scale social learning platform, drawing on expertise from The Open University, BBC, social media designers, as well as our FutureLearn partners. It’s a new way of learning.

Notes

Visible learning is inspired by the work of John Hattie, to find out more, visit visible-learning.org.

The community support model comes from Diana Laurillard’s work on conversational frameworks for formal learning.

Using FutureLearn

Pick a course

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Learn for free, upgrade, or buy Unlimited

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Upgrade

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Introduce yourself

While you’re waiting for the course to start, you can fill in your profile page so that other learners can find out more about you. You can find your profile in the menu on the top right of the screen.

We’ll email you to let you know when the course starts. If you’ve signed up a long time in advance, we’ll also send you a ‘one month to go’ email, to help you prepare for the course.

Start the course

Once the course begins, a link will appear on Your courses dashboard. This will take you to the course ‘To do’ list, which will show you what to do next.

To do

FutureLearn courses are divided into weeks. These contain various activities that you should aim to complete within the week, each one built from a sequence of straightforward steps, to help you learn. Each week is given a descriptive name, so you always know what’s expected, and you can even navigate between them, to see what’s coming up, or catch up from the beginning if you’re late starting.

Videos, audio and articles

You can learn by watching videos, listening to audio and reading articles. Many of these steps are followed by short quizzes to help you check that you have understood.

Comments in the margin

Every article, video or piece of audio has a space to allow learners to comment and ask questions. This appears in the margin on large screens or is revealed below on small screens.

You can discuss topics with each other and educators will offer guidance and answer questions. Press the comment button to join the conversation.

Mark as complete

There is a switch at the end of each step that allows you to mark it as complete. This updates your ‘To do’ list, but leaving the switch off does not prevent you from moving on to the next step. If you’re not sure that you properly understood something, you can leave it and come back to it later.

Discussion

Every so often, you’ll come across a discussion step, where you’ll be given a topic to talk over with fellow learners. Talking about ideas is a really great way to learn and consolidate information, so give it a go, even if you find it daunting!

Activity

Want to find out what everyone is talking about right now? Go to the course activity page to see what questions you can help answer and which topics are under debate.

Replies

Once you start commenting, you’ll probably get replies from other learners. You’ll see these on the replies page. You’ll also get email notifications so that you never miss a reply.

Follow

Spotted somebody that is making interesting points and asking great questions? Press the ‘Follow’ button on their profile page and you can filter the discussions to include the people you’re most interested in. If someone follows you and you follow back, you can learn together.

Quizzes

Many activities will include a quiz, a moment to pause and check how well you’ve understood the key points from the previous video or article before moving on. The quizzes are not scored, you get an unlimited number of tries at each question and we give you feedback and hints on each go.

Tests

If you’ve upgraded your course you will be able to take tests. Tests work in much the same way as quizzes but tests are scored and are limited to three tries. These count towards your overall mark and are designed to test your knowledge. We’ll give you three points if you get a question right the first time, two on your second attempt and one on your third.

Assignments

Many of our courses also offer you the opportunity to do assignments and get feedback from other learners on the course. Each assignment will come with clear instructions about how to write or create your assignment, as well as give constructive feedback to others. It’s a great opportunity to put what you’ve learnt into practice and get tips on how to improve.

Completing the course

When you’ve finished your course, if you’ve upgraded and met the requirements for a certificate, you’ll receive a digital certificate and later a printed certificate to help you demonstrate your learning.

If you haven’t upgraded you still have the chance to when you’ve finished the course. If you upgrade you will be able to go back and complete any tests in order to earn a certificate.

Choose the next course

Education is infectious: we’re confident that you’ll enjoy the FutureLearn experience so much, you’ll have signed up to another course before the first is even finished!